Leading

Effective Solutions

We work with your company to identify position requirements, implement recruitment programs, and
initiate employee assessments that maximize recruitment efforts

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Recruitment Process

These cases are perfectly simple and easy to distinguish.

  • Reducing Redundancy
  • Uncovering Hidden Resources
  • Increasing Company’s Agility

Recruitment Process

These cases are perfectly simple and easy to distinguish.

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Employee Relations

Indignation sed dislike men who are beguiled and demoralized.

  • Improving Communication
  • Employee issue resolution
  • Proper Documentation Process

Employee Relations

Indignation sed dislike men who are beguiled and demoralized.

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Compliance Audits

Prevents our being able too what get like best every pleasure.

  • Handling of employment
  • Greater retention rates
  • A fully engaged workforce

Compliance Audits

Prevents our being able too what get like best every pleasure.

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OUR MISSION IS TO EMPOWER OUR CLIENTS TO BECOME FINANCIALLY EDUCATED WHILE CREATING BOTH SHORT-TERM FINANCIAL NEEDS AND LONG-TERM GOALS. WE ARE LEADING INDIVIDUALS AND BUSINESSES TO OBTAIN THE NECESSARY TOOLS AND EDUCATION TO THRIVE IN BOTH BUSINESS AND LIFE.

Student Loan Forgiveness

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Tradeline (Authorized User)

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Student Loan Forgiveness

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Tradeline (Authorized User)

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Among recent home buyers, nearly one-quarter of all home buyers, and 37% of first-time buyers, have student loan debt, with a typical amount of $30,000. Even more troubling, 61% of non-home owning millennials said that student loan debt is delaying their ability to buy a home. According to a recent NAR study on student loan debt, 51% of all student loan holders say their debt delayed them from purchasing a home. Thirty-six percent of student loan debt holders say student loan debt delayed their decision to move out of a family member's home, a percentage that rises to 52% among Black debt holders.

NAR research indicates that student debt negatively impacts the ability of potential home buyers to save for or meet down payment requirements. Student debt is also having an impact on potential homebuyers’ ability to qualify for a home due to high debt-to-income levels. These factors have limited their access to affordable mortgage options needed to purchase a home. Though a vast majority of borrowers have been responsible and diligent in making their student loan payments, their ability to save for priorities such as emergency savings, medical expenses, and down payments have become more difficult and impact their decisions such bitasse element.

02

Dedicated Team

Professional Individuals

Our power of choice is untrammelled and when nothing prevents being able to do what we like best every pleasure.

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Director
Amelia Margaret
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Team Leader
Andrew Cameron
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Manager
Sofia Charlotte
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Quote About

Customers Experience

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Chloe Savannah

My credit score was 530 before I started working with this company. After only two months and 2 payments my score jumped almost 100 points. I was so happy I applied for a credit card. I got approved for my very first credit card through Capital One. Thank you 40 Acre.
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Ethan Sebastian

I’ve been getting my student loans garnished from my taxes the last few years. I owed so much I just let them take it from my taxes. My mom told me to call this company to see if they can help with this big debt. They were able to get my student loans out of default and get me into a forgiveness program. I finally got my taxes this year. I’m so happy 🙂
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Max Benjamin

I got my house with a realtor through 40 Acre. It was a smooth process. My credit was about 640, they asked if I wanted to boost my score with a Tradeline to get a better interest rate. I did and was able to get my score above 700 for the first time. I got approved for my house and got approved for the down payment assistance along with the closing costs. I didn’t have to pay anything upfront. Thank you guys so much.
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Jone

Forever grateful. Started at around 500 and now I’m around 680 and it only took about 3 months.
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David warner

In just 5 months I was able to fix my credit and student loans and closed on a new home in Miami. Great company.
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Shan Watson

Both my wife and I signed up for the gold package best investment ever.
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